Bakit Importanteng Malaman ang Difference Between SSS Self-Employed vs. Voluntary Member?

Para hindi masayang ang pera at tiempo kung sakaling merong mali sa registration and payment contribution. Baka kasi magbayad ka ng contributions sa SSS na hindi ka nag-register ng tama. 
Kahit meron ka nang SSS number, hindi ibig sabihin ay puede ka nang magbayad ng contributions. Merong procedures na susundin. Kaya dapat alamin kung ano ang Difference Between Self-Employed vs. Voluntary Member.  




There are 6 kinds of SSS members:

1. Employed
2. Self-Employed
3. OFW
4. Non-Working Spouse
5. Employer
6. Voluntary

Lahat ng unang lima sa listahan: Employed, Self-Employed, OFW, Non-Working Spouse at Employer ay puedeng agad magbayad ng contributions sa SSS pagkatapos ma-register sa SSS as Employed, Self-Employed, OFW, Non-Working Spouse o Employer).

Ang Voluntary ay naiiba. Hindi puedeng mag-register sa SSS as Voluntary then magbayad ng contributions. Sa Personal Record form ng SSS, na ginagamit sa pagkuha ng SSS number at ginagamit din sa pag-register ng membership, 3 lang ang nandoon: Self-Employed, OFW at Non-Working Spouse.  Ang Voluntary ay wala sa form. Ang Employed ay inire-report ng Employer sa SSS sa ibang form. 

Matatawag ka lang na Voluntary member of SSS pagkatapos kang naging Employed, o pagkatapos kang naging OFW o pagkatapos kang naging Self-Employed.  At hindi ka na kelangang magpunta sa SSS para ipaalam sa kanila na natapos ka na as Employee, or hindi ka na OFW or hindi ka na Self-Employed. 

Ang gawin mo lang is magpatuloy kang magbayad, make sure na tama at complete yong amount mo (ibig sabihin ay  nasa Table of Contributions for Voluntary, Self-Employed and OFWs yong amount), isulat mo na Voluntary ka, at later on, SSS na mismo ang mag-update ng type of membership mo to Voluntary.    

Tip: Sa online payments, wala usually yong type of membership, so sa unang pagbayad mo as Voluntary, magbayad ka muna  sa SSS branch o sa Bayad Center o sa mga accredited collectors over the counter. Sa susunod, puede ka nang mag-online payment sa Bayad Center app o Paymaya o iba pang online collector ng SSS.


VOLUNTARY MEMBER


. Member who was Previously Employed or formerly an OFW, and now Unemployed, or now has own source of income.

. Member was properly reported by his employers to SSS. His contributions as Employee were remitted to SSS by his former employers.

. If member started his SSS membership as OFW, he registered using OW-1 form (ngayon ay Personal Record form na), and sent this form from abroad, or presented his OEC or proof of being OFW when he filed his OFW form at an SSS branch.

. Member has a Date of Coverage.

He has paid contributions as Voluntary.  After a member pays his contributions as Voluntary, his contributions will be posted as Voluntary payments, and his Member Category automatically changes from Employed to Voluntary, or from OFW to Voluntary. 
(Ngayon daw, hindi na automatic, maraming nagre-reklamo sa Facebook ng SSS na hindi agad naa-update.)


SELF-EMPLOYED MEMBER


 . This member registered with SSS as Self-Employed using the RS1 form (ngayon ay Personal Record form na), together with proof of source of income as Self-Employed. The form was approved and stamped by SSS.

.  He is earning income from his business, like buy-and-sell, sari-sari store, beauty shop, direct marketing, or online selling.

.  Some are professionals who are not employed by companies or other people. They earn their own income. Examples are independent accountants, dentists, tutors, or therapists who are paid directly by their customers.

. He has a Date of Coverage. He was given a Date of Coverage after his RS1 application was approved and his first monthly contributions were posted.

. His SSS contributions were posted as Self-Employed contributions.


CAN I START WITH SSS as VOLUNTARY member IMMEDIATELY?


So I don't have to present proof of source of income?

No.
If you are not Employed, but you are earning money from your own business,  profession, occupation, register first as Self-Employed using the RS1 form (now Personal Record form).
Present this form, your ID and proof of source of income to the SSS officer and have it approved and stamped or signed. After approval, you can pay your first contribution using the RS5 form.


Can I Be an SSS member even if I have no job, no business, no occupation, and no source of income?  


I'm being supported financially by my parents.

Sori, no.
SSS membership is only for people who earn their own money. 

The only exception is the wife or husband of an active SSS member.  The Non-Working Spouse category is allowed because the wife or husband is also working as manager of the household. The form used for Non-Working Spouse registration is the NW1 form (ngayon ay Personal Record form na).

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