Updated October 12, 2021
Here are the accredited banks for receiving your SSS pension, sickness and maternity benefits and loan proceeds.
Marami nang rural banks na nadagdag sa list.
Notice that these Banks are all PesoNet-participating banks. SSS uses PesoNet-participating banks only.
Included in the list are 5 e-wallets or e-money cards or cash cards (DBP Cash Padala Thru MLhuillier, DCPay Philippines, GCash, Paymaya, and Union Bank Quick Card)
New Notice from SSS about Disbursement:
Disbursement channels na puede for each type of benefit:
. Maternity and Sickness benefit -- puede lang ang Pesonet banks
. Retirement benefit -- puede ang lahat (UMID ATM, Unionbank Quick Card, Pesonet banks, E-wallet, Cash payout outlets or remittance transfer companies)
. Unemployment benefit -- puede ang lahat
. Funeral benefit -- puede ang lahat
. Loans -- puede lang ang UMID ATM, Unionbank Quick Card at Pesonet banks
. Pension loan -- puede lang ang UMID ATM at Unionbank Quick Card
. Maternity and Sickness benefit -- puede lang ang Pesonet banks
. Retirement benefit -- puede ang lahat (UMID ATM, Unionbank Quick Card, Pesonet banks, E-wallet, Cash payout outlets or remittance transfer companies)
. Unemployment benefit -- puede ang lahat
. Funeral benefit -- puede ang lahat
. Loans -- puede lang ang UMID ATM, Unionbank Quick Card at Pesonet banks
. Pension loan -- puede lang ang UMID ATM at Unionbank Quick Card
AllBank (A Thrift Bank) Inc.
Asia United Bank (AUB)
Asia United Bank (AUB)
Australia and New Zealand Bank (ANZ)
Bangko Kabayan Inc.
Bangko Mabuhay (A Rural Bank) Inc.
Bangko Nuestra Senora Del Pilar Inc.
Bangkok Bank Public Co.
Bank of America
Bank of China
Bank of Commerce (BCommerce)
Bank of Commerce (BCommerce)
Bank of Florida Inc. (A Rural Bank)
Bank of Makati
Bank of the Philippine Islands (BPI)
BDO Network Bank Inc. (A Rural Bank)
Bank of the Philippine Islands (BPI)
BDO Network Bank Inc. (A Rural Bank)
formerly called One Network Bank
BDO Unibank Inc. (BDO)
BPI Direct Banko
Camalig Bank Inc. (A Rural Bank)
Cantilan Bank Inc.
Cathay United Bank Co. Ltd.
Cebuana Lhuillier Bank (A Rural Bank)
China Bank Savings
China Banking Corp. (ChinaBank)
China Bank Savings
China Banking Corp. (ChinaBank)
Citibank NA
Community Rural Bank of Romblon Inc.
Cooperative Bank of Quezon Province
Country Builders Bank Inc.
CTBC Banking Corp.
formerly Chinatrust Banking Corp.
CTBC Banking Corp.
formerly Chinatrust Banking Corp.
DBP Cash Padala Thru M Lhuillier (E-Wallet)
issued by Development Bank of the Philippines (DBP)
DCPay Philippines (E-Wallet)
Deutsche Bank
Development Bank of the Philippines
Dumaguete City Development Bank
Dungganon Bank Inc.
East West Rural Bank Inc.
East West Banking Corp.
Equicom Savings Bank
First Consolidated Bank
First Consolidated Bank
GCash (E-Wallet)
Guagua Rural Bank Inc.
HSBC Savings Bank Inc.
Industrial & Commercial Bank of China Ltd.
Industrial Bank of Korea-Manila
ING Bank NV
Innovative Bank Inc.
JP Morgan
KEB Hana Bank
Laguna Prestige Banking Corp.
Land Bank of the Philippines (Landbank) | Overseas Filipino Bank
Malayan Bank Savings and Mortgage
Maybank Philippines Inc.
Mega International Commercial Bank Co. Ltd.
(on SSS list as Mega Intl Comml Bank Co. Ltd.)
Metropolitan Bank and Trust Co. (Metrobank)
Mizuho Bank
Money Mall Rural Bank Inc.
MUFG Bank Ltd.
MUFG Bank Ltd.
MVSM Bank (A Rural Bank Since 1953) Inc.
Paymaya Inc. (E-Wallet)
Philippine Bank of Communications (PBCom)
Philippine Business Bank
Philippine National Bank (PNB)
Philippine Savings Bank (PSBank)
Philippine Trust Co. (Philtrust)
Philippine Veterans Bank (Veterans Bank)
Producers Savings Bank
Philippine National Bank (PNB)
Philippine Savings Bank (PSBank)
Philippine Trust Co. (Philtrust)
Philippine Veterans Bank (Veterans Bank)
Producers Savings Bank
Queen City Development Bank
Rang-ay Bank (A Rural Bank) Inc.
Rang-ay Bank (A Rural Bank) Inc.
RBT Bank Inc.
RCBC/Diskartech (Rizal Commercial Banking Corp.)
Robinsons Bank
Rural Bank of Bauang Inc.
Rural Bank of Digos Inc.
Rural Bank of Guinobatan
Rural Bank of Lebak (Sultan Kudarat) Inc.
Rural Bank of Montalban Inc.
Rural Bank of Rosario (La Union) Inc.)
Rural Bank of Sta. Ignacia Inc. (Signabank)
Security Bank Corp. (SBC)
Shinhan Bank
Standard Chartered Bank
Sterling Bank of Asia
Sterling Bank of Asia
Sumitomo Mitsui Banking Corp.
The Hongkong and Shanghai Banking Corp. (HSBC)
Tonik Digital Bank Inc.
Union Bank of the Philippines (UnionBank)
Union Bank Quick Card (card issued at some SSS branches in partnership with SSS)
United Coconut Planters Bank (UCPB)
United Overseas Bank (Phils) (UOB)
Wealth Development Bank
Yuanta Savings Bank
Bank Accounts Not Accepted by SSS:
Closed account
Dormant account
Bank account name is different from SSS member name
Dollar account
Frozen account
Invalid or inactive mobile number
Joint account (both or and and/or not accepted)
Prepaid account
Time deposit account
Account with restrictions
Mobile number already used by another SSS member
Incorrect bank account number
No Longer in the SSS List as of Oct 12, 2021:
CIMB Bank Philippines
Remember these when enrolling your account in the SSS Disbursement Account Enrollment Module:
For bank accounts, enroll your bank account number, not your card number.
Do not enter special characters like - or spaces.
For e-money like Paymaya, enter your phone number in this format --> 09185128764
Make sure na tama yong pinili mo na bank. Yong iba, napipili nila yong BDO Network Bank, imbes na BDO Unibank.
Ang BDO Network Bank ay rural bank na pag-aari ng BDO Unibank.
For pensions and maternity benefits, do not use e-wallets, e-money cards or cash cards. Why? Because these have maximum balance limits. Usually they can contain only up to 100,000 pesos only. Paano kung more than 100k yong lump sum mo? Paano kung 70k yong maternity benefit mo?
New Tips!!!
For proof of account, upload a scan or photo of your latest deposit slip. Yong merong marks ng teller machine, merong proof na nag-deposit ka at proof na active ang account mo. Dapat clear yong bank name, account name and account number.
Does SSS accept e-money cards or cash cards?
Yes, but only these cards:
DBP Cash Padala Thru MLhuillier
DCPay Philippines
Paymaya (Make sure your Paymaya account is verified and upgraded)
Union Bank Quick Card
* Again, do not use these cards if you are expecting to receive more than their maximum balance limits.
Puede ba ang SSS UMID card?
Yes, you can use your SSS UMID card as your ATM card, but you need first to activate your UMID card at Union Bank kiosks at SSS branches in:Diliman
Manila
Buendia
Pioneer
Baguio
Cebu
Davao
*Note: Wala sa list sa itaas ang SSS UMID card kasi hindi required na i-enroll mo ang SSS UMID card mo sa Disbursement Account Enrollment Module sa online SSS account mo.
I Like to open a bank account with only 100 pesos as initial deposit and maintaining balance. What do I present to the bank so that they won't require me to make an initial deposit of 2,000 or 3,000 pesos?
Present a Letter of Introduction (LOI) from SSS. Humingi ka ng LOI from SSS. Pero bago ka nila bigyan, sisiguraduhin muna nila na meron ka talagang kukuning benefit sa SSS, so bring your SSS benefit claim acknowledgment slip, or photocopies of your claim documents.I already have an existing ATM account. Can I use it to receive my sickness or maternity benefit?
Yes, puede sa mga minsanang claim, like sickness or maternity benefit or loan proceeds.Pero kapag SSS pension, gusto ng SSS ang separate bank account. Gusto nila na hindi maisturbo ang iyong account kapag merong changes sa regular accounts dahil halimbawa sa closure of account due to non-maintenance of account.
Sa experience ng mga kilala ko, kung gusto nio ang Landbank account for your SSS pension, Landbank requires an LOI from SSS. Ayaw nila na mag-open ka ng regular savings account for your SSS pension (halimbawa ayaw mo nang pumila for an LOI at gusto mo na lang mag-maintain ng regular account).
Meron ding other banks that require an LOI from SSS, lalo na kung gamitin for SSS pension.
If you decide to open your own account and not use an LOI from SSS, which banks offer the lowest amount of initial deposit and maintaining-balance requirement?
Easi-Save Basic account -- no maintaining balance -- 100 pesos opening fee -- offered by China Savings Bank
Regular ATM savings account -- 1,000-peso maintaining balance -- offered by BPI Family Savings Bank (Huwag na ito, kasi magme-merge na ang BPI at BPI Family)
If you're near these rural banks, their maintaining-balance requirements are lesser than the commercial or thrift banks:
BDO Network Bank
Easi-Save Basic account -- no maintaining balance -- 100 pesos opening fee -- offered by China Savings Bank
Regular ATM savings account -- 1,000-peso maintaining balance -- offered by BPI Family Savings Bank (Huwag na ito, kasi magme-merge na ang BPI at BPI Family)
If you're near these rural banks, their maintaining-balance requirements are lesser than the commercial or thrift banks:
BDO Network Bank
Camalig Bank Inc. (A Rural Bank)
Cebuana Lhuillier Bank (A Rural Bank)
East West Rural Bank Inc.
See if the rural bank near your residence is in the list above.
Puede ang Paymaya. Download the app Paymaya. I-upgrade mo. Here's how to upgrade your Paymaya.. Within 3 days ang upgrade. Puede rin ang DBP Cash Padala thru MLhuillier. Kung merong malapit na MLhuillier sa iyo, magtanong ka muna sa kanila kung okay sa iyo ang service nila.
UMID or SSS ID (digitized, with photo), PRC License, Postal ID (issued 2015 onwards),
NBI Clearance.
Pero ganon talaga. Sorry
Or are you claiming a maternity benefit? Cash card is not allowed since many cash cards have maximum deposit limits.
Or is your payroll account a savings account? If yes, SSS wants a deposit slip showing you have recently deposited to your account, with your name and account number, with bank machine marks.
account sa philippines at philippine ID,I have a french nationality. Thank you.
If you're claiming your Philippine SSS pension only, you can file your claim online through your online SSS account. If you don't have yet an online SSS account, watch SSS videos on YouTube on how to register online. If registration still needs OTP, ask your trusted family member in the Philippines to lend you their phone no. and help you in actual time so you can receive your OTP through them. You can do actual-time same-time cooperation through FB Messenger.