Cheap Beach Resort in Nasugbu Batangas for Day Tour: Calayo Green Terrace

Can you tell me one cheap beach resort in Nasugbu Batangas for a day tour?

One cheap beach resort in Nasugbu, Batangas for a day tour is Calayo Green Terrace located in the community of Calayo, Nasugbu, Batangas.

I'm referring only to the day tour rates. It's 250 pesos per person. Day tours are from 8am to 5pm.
Tents are rented for 1,000 pesos; nipa huts are rented for 1,500 pesos.

View from the north side of main building's 3rd floor. We rented one of the 4 huts.

For me, the rooms are not cheap (4,000 to 6,000 pesos per night for 4 persons, but compared to other beach resorts in Batangas that charge nearly 10,000 pesos per night, then this beach resort is affordable.

When we went to this resort on February 12, 2019, we were the only guests on day tour. We were seven persons. There were no checked-in guests, so we had the resort all to ourselves. We had a great time. We paid 250 pesos for each person (day tour fee) and 1,500 pesos for the nipa hut. A total of 3,250 pesos for 7 persons.

What did we do? We swam, we played volleyball, we sang our hearts out (they have a 5-peso-per-song karaoke), we danced, and we ate our baon, and some took naps. There are barbecue grills near the huts, but we didn't use them, as we forgot to buy fish on the way. There are some fishermen tending to their boats, but they said they've sold their fresh catch earlier that day.

We also took some time taking in the views all around at the 3rd floor of the building, and enjoyed sitting on their beautifully woven swings. They have two.

Lounge, 3rd floor. Their restaurant is also on the 3rd floor.

Good things about this Calayo beach resort:

1. They offer day tours; many other resorts do not.
2. The property is on the beach, so you're already on the beach. You don't have to walk far to go to the beach.
3. You can bring your own food; you can cook your own food. Even checked-in guests can cook their own food, they only have to rent a nipa hut or tent so they can use a barbecue grill.
4. It's nearer to Metro Manila, about 2 hours of driving from Alabang via the Governor's Drive-Nasugbu-Ternate Highway-Kaybiang Tunnel route.
5. The 3rd floor of the building offers you great views of the beach, the cove, the mountains, the boats and properties in the area.
6. Because the beach is located in a cove, the sea is calm, the shallow portions are wider, so it's safer for kids and senior citizens.
7. The resort is beside MB Cove which operates an inflatable playground. The charge is 300 pesos for 2 hours of fun.
8. If you take the Nasugbu-Ternate Highway, you pass by awesome sights, including the Kaybiang Tunnel and portions of the Mount Palay-Palay National Park. I'm glad to know that it's a protected area of nearly 4,000 hectares and maintained by the DENR. You'll be amazed that there's such a lush rainforest near Metro Manila. The winding sloping mountain highway is also a sight by itself, as it's well-maintained, and you'll admire the tricycles that easily navigate the mountainous road.

Minus points:
1. The sand is not white; it's light brown. The good thing about it is you can look at the sand for a longer time without hurting your eyes.
2. There's only one day-tour shower room for ladies and one day-tour shower room for men. Two restrooms for ladies and two for men. It was okay for us that day, as we were the only guests. Imagine if there were a lot of day tour guests.
3. If you want to see the open sea and the west horizon, you cannot, as the beach is in a cove, bounded by two small mountains. You can hire a boat though, to visit nearby islands and see the open sea. Price starts at 1,500 pesos for a group for 4 hours.
4. If you want to see waves, sorry, I don't even remember if there were waves haha. The location is a relatively big cove, so the water is super calm.

1. Make sure your vehicle is in good condition, as the roads to Calayo slope up and down.
    If you take the Nasugbu-Ternate mountain highway, it must be so scary if your vehicle suddenly breaks down and there are no other vehicles passing by.
2. Know other resorts that you can go to in case this resort is already filled with guests when you arrive.
3. I think if your group is the adventurer type, and not so particular on easy comfort, you can enjoy the public beaches of Calayo without staying in a resort. Enter the southern entrance to the Calayo beach, park your vehicle somewhere temporarily, then look for huts that are being rented out, then ask where it's safe to park your vehicle. If you find a hut that also has a makeshift restroom and freshwater for showering, then it would be like you've found the cheapest beach resort in Nasugbu Batangas for a day tour.

How to get to Calayo Green Terrace:
You can use Waze in areas you're not familiar with. I think it's the Globe network that works in most parts of the area. The resort uses a Globe number, so I used my Globe number.

When we traveled to the resort, we took the SLEX-Sta. Rosa-Tagaytay-then-Tagaytay-Nasugbu Highway route. When we traveled back home, we took the Kaybiang Tunnel-Nasugbu-Ternate Highway-Governor's Drive route. The Calayo Green Terrace guard said this route is shorter and that we can also see the tunnel and the rainforest.

See Calayo Green Terrace's "Getting There" guide.


What is IST04: Unsuccessful transaction in BDO online banking?

I tried to send money to my friend's BDO account using Send Money to any BDO Account on my BDO mobile app, but it was not sent. I got this response instead:

The transaction was unsuccessful.
IST04: Unsuccessful transaction

What does this IST04 mean?


  IST04 means the BDO account you are transferring to is already a closed account.
  Obviously, you can no longer send money to a closed account.

  There's a similar unsuccessful transfer transaction. See below:

The transaction was unsuccessful.
IST02: Unsuccessful transaction 

IST02 means the account you are sending to is a payroll account that accepts only deposits or transfers from a linked company account.  It does not accept deposits or transfers from other entities.

Other reasons that could make your online or mobile transfers not successful:

. You are transferring to a Cash Card which has maximum balance limits: 10,000 pesos for generic cash cards; 25,000 pesos for with-name cards.

. You are transferring to a non-peso account.  Use Wire Transfer instead.

. You are transferring more than 10,000 pesos. Maximum limit per transfer is 10,000 pesos.

. You have already transferred 50,000 pesos for the day.  Maximum total amount of money transferred per day per sending account is 50,000 pesos.

. You have already  made 5 transfers for the day. Maximum number of Send Money transfers per day is 5.


Please Compute My SSS Monthly Pension?

Here's another question about SSS monthly pension:

Ask ko if tama sss pension ng uncle ko.

Please remember that this SSS pension amount below is only an estimate amount, based on the data you sent me.

Your uncle's estimated SSS monthly pension is  7,136.20.

How did I compute it?

I used the formula that resulted in the highest SSS monthly pension amount:

300 pesos

plus 20% of AMSC

plus 2% of AMSC x CYS in excess of 10

= your SSS pension

+ 0.20 x AMSC
+ 0.02 x AMSC x (CYS minus 10)
= SSS monthly pension

+ 0.20 x 8,766
+ 0.02 x 8,766 x (35-10)

+ 1,753.20
+ 4,383
= 6,136.20

Na-approve na under Pres. Duterte's administration at ibinibigay na yong 1,000-peso additional amount sa monthly pension:

 6,136.20 + 1,000
= 7,136.20

The other SSS pension formula resulted in a lower amount:

40% of AMSC = your SSS pension
0.40 x 8,766 = 3,506.40

3,506.40 + 1,000 = 4,506.40 

Related posts:


Can an Unmarried Father Avail of Paternity Leave?

Can I avail of Paternity Leave even if I am not married to my partner who is giving birth to our child soon?

NO. You can not avail of Paternity Leave because you are not married to the mother of your child.

The Paternity Leave Act of 1996 (RA 8187) specifically states "MARRIED MALE EMPLOYEES."

This is the heading of the Paternity Leave Act:



To avail of the paid seven-day paternity leave, the male employee should:
  • be legally married to his wife (the woman who has given birth to their child or has miscarried).
  • be living together with his wife at the time of his child's birth or miscarriage.
  • be an employee at the time of his child's birth or miscarriage.
  • have applied for paternity leave with his employer for a reasonable period of time prior to his child's delivery In case of miscarriage, prior leave application is not required.

There's hope for another paternity leave! 
Optional paternity leave is included in the Expanded Maternity Leave bill passed by the Senate in 2017.

But as of today, June 1, 2017, this Senate bill is still waiting for the House to create and complete its counterpart bill so that the Senate and House can agree on the final consolidated bill that they can submit to the Philippine President for approval.

Here below is the Paternity Leave Proposal included in the Senate Bill No. 1305, called Expanded Maternity Leave Law of 2017:

SEC. 6. Allocation of Maternity Leave Credits. - Any female worker entitled to maternity leave benefits as provided for herein may, at her option, allocate up to thirty (30) days of said benefits to the child’s father, whether or not the same is married to the female worker: Provided, That, in the death, absence or incapacity of the former, the benefit may be allocated to an alternative caregiver who may be a relative within the fourth degree of consanguinity or the current partner of the female worker sharing the same household, upon the election of the mother taking into account the best interests of the child: Provided, further, That, written notice thereof is provided to the employers of the female worker and alternate caregiver: Provided, finally. That, this benefit is over and above that which is provided under Republic Act No. 8187, or the Paternity Leave Act of 1996.

  • Chan Robles Virtual Law Library. Paternity Leave Act of 1996 - Republic Act No. 8187. http://www.chanrobles.com/legal4paternity.htm#.WNjfQ9J97cs
  • Department of Labor and Employment. Recognize paternity leave of male married workers, Baldoz reminds employers. November 4, 2015. https://www.dole.gov.ph/news/view/2965
  • International Labour Organization. Republic Act No. 8187. http://www.ilo.org/dyn/travail/docs/1206/Republic%20Act%20No%208187%20-%20Paternity%20Leave%20Act%20of%201996.pdf
  • Senate of the Philippines, 17th Congress. Expanded Maternity Leave Law of 2017. http://www.senate.gov.ph/lis/bill_res.aspx?congress=17&q=SBN-1305


Can I Transfer Money from BPI to BDO Online?

Can You Transfer Money from BPI to BDO online? 

 No. Not yet. 
BPI online banking does not yet offer this service.
BPI does not allow funds transfer from BPI accounts to other banks' accounts.

You can only transfer money online from your BPI account to other BPI accounts that have been pre-enrolled.

Can you transfer money from BPI to unenrolled BPI accounts?
Yes, but only through BPI mobile banking. You use your BPI mobile app.
And you cannot use this service immediately. You need to activate this service first using your atm card.

This is how to activate your Enable Transfer to Anyone  so you can transfer money to unenrolled accounts.

How about the other way around?  Can you transfer money from BDO to BPI online?
Yes, you can do it. There's a service charge of 100 pesos.
Here's how to transfer money from BDO to BPI and other banks online.  
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