Pag-ibig Payment Deadlines

Here's information on Pag-ibig payment deadlines:

EMPLOYEE CONTRIBUTIONS and LOAN PAYMENTS

Deadline for Remitting Employee Contributions and Loan Payments
(Mandatory Savings or Pag-ibig 1, and Pag-ibig 2 or MP2)

Your employer should remit your savings to Pag-ibig Fund on or before these dates:

First Letter of	Payment Deadline
Employer
or Business Name
A to D	10th to the 14th day of the month
	following the applicable month
E to L	15th to 19th day of the month
	following the applicable month
M to Q	20th to 24th day of the month
	following the applicable month
R to Z, 0 to 9	25th to end of the month
	following the applicable month

Penalties for Late Remittances by Employers:
1/10 of 1% of the amount due, per day of delay starting on the day immediately following the due date until the date of full settlement

CONTRIBUTIONS and LOAN PAYMENTSby VOLUNTARY, SELF-EMPLOYED or OFWs

If you're paying Monthly:
On or before the 10th day of the month following the applicable month

If you're paying Quarterly:
On or before the 10th day of the month following the applicable quarter

IMPLEMENTING RULES AND REGULATIONS OF REPUBLIC ACT NO. 9679, July 21, 2009 Or the “Home Development Mutual Fund Law of 2009, otherwise known as Pag-IBIG (Pagtutulungan sa kinabukasan: Ikaw, Bangko, Industriya at Gobyerno) Fund”
RULE VII COLLECTION AND REMITTANCE
Section 4. Remittance of Contributions by Self-employed and Voluntary Members. Self-employed and voluntary members may remit their monthly contributions on a monthly or quarterly basis, provided that in the latter case payments shall be remitted before the 10th day of the beginning month of the succeeding quarter. Monthly remittances shall be made directly to the Fund before the 10th day of the following calendar month.

Note:
Bayad Center, SM Business Center and other collectors accept payments only during the current month or the current quarter being paid.

If you're paying Monthly, your deadline is the last day of the month.
If you're paying Quarterly, your deadline is the last day of the quarter.

PAG-IBIG HOUSING LOANS

Monthly deadline is based on Date of Release of Loan Proceeds

First payment is one month after date of release of loan proceeds

References:
  -- IRR of Republic Act (RA) No. 9679 or Home Development Mutual Fund Law of 2009
  -- Home Development Mutual Fund Citizen's Charter, November 2011
  -- HDMF Circular No. 274, Revised Guidelines on Pag-ibig Fund Membership, pursuant to RA 9679 and its Implementing Rules and Regulations, January 7, 2010

Photo credit: Photo by Maddi Bazzocco on Unsplash