Sample ito ng Special Power of Attorney (SPA) para sa Pag-ibig Housing Loan Pasalo.

Ito ay gagawin ng SELLER at ang magiging Attorney-In-Fact ay ang PAG-IBIG FUND at ang BUYER.

Sa Pag-ibig, wala nang Pasalo o Assume Balance.  Ang ino-offer nila na option ay REPURCHASE, meaning bibilhin ng Buyer ang property na currently ay naka-mortgage sa Pag-ibig. 

Mag-a-apply ang Buyer ng Housing Loan sa Pag-ibig para masalo o mabili nia ang ino-offer na property ng nagpapasalo. 

Itong SPA na ito ay gagawin ng Seller o nagpapasalo, at pipirma rin ang Buyer. 

Bakit kasama ang PAG-IBIG FUND as ATTORNEY-IN-FACT?  

Kasama ang Pag-ibig kasi kasama ang Pag-ibig representative sa pag-process sa Register of Deeds. Hawak ng Pag-ibig ang Original Owner's Duplicate Certificate of Title ng property. Hahawakan nila ito at hindi nila ipagkakatiwala sa Buyer or Seller. Puede kasing mawala. Nag-iisa ang Original Owner's Duplicate Certificate of Title. At mahirap ang proseso ng replacement ng Owner's title. Kelangan pa ang court hearing.

                        SPECIAL POWER OF ATTORNEY


I, JUAN PLANA CRUZ, married to Maria Corro Cruz, both of legal age, Filipino, with residence and postal address at B2 Lot 10 Atis St, Magnolia Subd, Quezon City, Metro Manila, do hereby NAME, CONSTITUTE and APPOINT      PAG-IBIG FUND (HOME DEVELOPMENT MUTUAL FUND), a corporation duly organized and existing under the laws of the Philippine government, with office and postal address at 409 Shaw Boulevard, Mandaluyong City, and ANGELO MARO PUNO, married to Jean Torre Puno, both of legal age, Filipino,  with residence and postal address at B4 L4 Masaya Road, Meadow Homes, Muntinlupa City, Metro Manila, to be my true and lawful ATTORNEY-IN-FACT, for me and in my name, place and stead, to do and perform the following specific acts, to wit:

1.    To process the transfer of ownership of the parcel of land with improvements, covered by TRANSFER CERTIFICATE TITLE NO. 015-2018101645, located at B5 L7 Marunong Road, South Road Homes, with an area of EIGHTY (80) SQUARE METERS, which is currently mortgaged by me with PAG-IBIG FUND, to the name of the Buyer/Borrower, ANGELO MARO PUNO;

To process and submit all the documents required to transfer the ownership of the said parcel of land with improvements in the Bureau of Internal Revenue (BIR), Registry of Deeds, Assessor’s Office, Treasurer’s Office, and other offices/agencies;

To transact for me, sign for me and represent me in the BIR, Registry of Deeds, Assessor’s Office, Treasurer’s Office and other offices/agencies related to the transfer of the title of the aforesaid property;

To pay required taxes and fees;

To request for Tax Declarations in the Assessor’s Office and Certified True Copy of Titles in the Registry of Deeds;

To get and receive the Original Copy of the Title of the aforesaid property under the name of the Buyer/Borrower from the Registry of Deeds upon release.

HEREBY GIVING AND GRANTING unto my said Attorney-in-Fact full power and authority to do and perform each and every act necessary or convenient, in connection with any of the foregoing as fully, to all intents and purposes, as I might or could do, if personally present and acting in person, HEREBY RATIFYING AND CONFIRMING all that my said Attorney-in-Fact may also do or cause to be done under and by virtue of these presents.

IN WITNESS WHEREOF, I have hereunto set my hand this _______ day of _________, _____ in the City of Muntinlupa.


                                                                     JUAN PLANA CRUZ


                                                                    PhilID 2869-2649-6304-6198 

                                                                    Issued 7-25-22  Quezon City       


                                                                     With Marital Consent:            


                                                                      MARIA CORRO CRUZ  

                                                                      UMID CRN-0112-9488443-8   









 Passport P7173959A 

 Issued 5-15-18 Muntinlupa, valid until 5-12-28       


With marital consent:



Passport P7174876A 

Issued 5-15-18 Muntinlupa, valid until 5-12-28         







_____________________________                   ____________________________






Republic of the Philippines)

City of Muntinlupa              ) S.S.


BEFORE ME, a Notary Public, on this _____ of month 20xx in Muntinlupa City, personally appeared ATTORNEY-IN-FACT, known to me to be the same persons who executed the foregoing instrument and acknowledged to me that the same is their free and voluntary act and deed.

This instrument consisting of three (3) pages, including this page on which this Acknowledgement is written, and has been signed by ALL PARTIES and their instrumental witnesses, and sealed with my notarial seal.


WITNESS MY HAND AND SEAL on the date and place first above written.


                                                                              NOTARY PUBLIC

Doc No. ___________                                       

Page No. ___________                   

Book No. ___________                   

Series of 20xx _______                    


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