QUESTION from Jason:

Hi Mrs. Nora, may I ask how much SSS pension will my father get. My father had paid 120 monthly SSS contributions for almost 15 years ago. I don't know how much he paid that time of his employment but let's say the lowest amount to be paid.

Now, he's 56 years old and has started paying SSS contributions again last August 2014 after turning 56. He has been paying 300 pesos per month as self employed because he no longer has work. How much pension would he get at the age of 60? Thanks in advance for your reply :)

ANSWER:

Hi Jason, did you mean 330 pesos? Because there's no 300-peso monthly contribution in the latest SSS contribution table.

The monthly salary credit for the 330-peso monthly contribution is 3,000 pesos.

If your father continues to pay 330 pesos monthly until he turns 60, his average monthly salary credit (AMSC) will be 3,000 pesos.

We will use this SSS formula:
300 plus 20% x AMSC plus (2% x AMSC) x (Credited No. of Years of Contributions minus 10)
300 plus 20% x AMSC plus (2% x AMSC) x (15 minus 10)
300 plus .20 x 3,000 plus (.02 x 3,000) x 5
300 plus 600 plus (60 x 5)
300 plus 600 plus 300
1,200

We will use another SSS formula:
40% x AMSC
40% x 3,000
.40 x 3,000
1,200

SSS uses 3 formulas to compute SSS pension. The highest result will be chosen as the monthly SSS pension.

The 2 formulas that we used gave the same results.
The 3rd formula, the one we did not use, is for those who have contributed  a lower amount for more than 20 years.

Your father's monthly pension will be 1,200 pesos

To get a higher pension, your father can increase his monthly contribution by 1 or 2 brackets per month until he reaches the bracket that he wants. The increase should not be more than 2 brackets.

If he wants to increase beyond the 10,000-peso monthly salary credit, he should increase his monthly contribution by only 1 bracket after reaching the 10,000 salary credit.

Note:
Question from Jason Baquiler was posted on April 6, 2015 on the Comments section of my workingpinoy.com post "SSS Contribution Table 2014, Self-Employed, Voluntary, OFW Members."

38 Comments

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PRICE = 32%+2%
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days

Name : Elvis roberts

Email : Inquiry.jmfinance@gmail.com

Skype : Inquiry.jmfinance@gmail.com

WHATSAPP NO : +1(909)375-0798
Elvis Roberts said…
GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE
AT THE BEST RATES AVAILABLE

We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable
of taking up time bound transactions.

FOR LEASING OF BG/SBLC
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
LEASING FEE = 4%+2%

FOR PURCHASE OF FRESH CUT BG/SBLC
PRICE = 32%+2%
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days

Name : Elvis roberts

Email : Inquiry.jmfinance@gmail.com

Skype : Inquiry.jmfinance@gmail.com

WHATSAPP NO : +1(909)375-0798
May Gary said…
We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe. 
We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe. 
we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable. 

DESCRIPTION OF INSTRUMENTS: 
1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A) 
2. Total Face Value: 10M MIN to 50B MAX USD or Euro 
3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 . 
4. Age: One Year, One Day 
5. Leasing Price: 4 1% 
6. Sale Price: 32 2% 
7. Delivery by SWIFT . 
8. Payment: MT103-23 
9. Hard Copy: Bonded Courier within 7 banking days 

We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct. 

Name:May Gary 
Email:algecoglobalfinanceplc@gmail.com 
Skype::algecoglobalfinanceplc    
or let us know via WhatsApp:+447451284251 
Alex James said…

We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions.

BANK INSTRUMENT PARTICULARS

Instruments :Fully Cash Backed, Fresh Cut Bank Guarantee(Standard ICC format)
Age :One (1) years and One (1) day
Rate :Leasing: 3+2, Purchase: 32+2
Currency :USD/Euro
Bank :Top A Rated banks
Amount :As Advised by Beneficiary
Intermediary Fees : Two Percent (2%) of Face Value payable by Beneficiary
Tranches : As per agreed tranches schedule
Delivery : Swift MT799/MT760
Payment : Swift MT103 (Wire Transfer)

Contact Name: Alex James
Email:signetukfinanceplc@gmail.com
SKYPE:signetukfinanceplc@hotmail.com
davy george said…
We are major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe. 
we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable. 

DESCRIPTION OF INSTRUMENTS: 
1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A) 
2. Total Face Value: 10M MIN to 50B MAX USD or Euro 
3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 . 
4. Age: One Year, One Day 
5. Leasing Price: 4 1% 
6. Sale Price: 32 2% 
7. Delivery by SWIFT . 
8. Payment: MT103-23 
9. Hard Copy: Bonded Courier within 7 banking days 

We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct.   

Name - Davy George.
Email - info.fpfpuk@gmail.com
scott james said…
(BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES

Dear Sir/Ma,

We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
of taking up time bound transactions.

FOR LEASING OF BG/SBLC
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
LEASING FEE = 4%+2%
FOR PURCHASE OF FRESH CUT BG/SBLC
PRICE = 32%+2%
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M

Our BG/SBLC Financing can help you get your project funded,
loan financing by providing you with yearly.
RWA ready to close leasing with any interested client in few banking days

I will be glad to share with you our working procedures.

Name : Scott james

Email : inquiry.securedfunding@gmail.com
Skype : Inquiry.securedfunding@gmail.com
Dear Sir/Madam,

Do you need a quick long or short term Loan with a relatively low interest rate as low as 3%? We offer business Loan, personal Loan, home Loan, auto Loan,student Loan, debt consolidation Loan e.t.c. no matter your credit score.
Personal Loans (Secure and Unsecured)
Business Loans (Secure and Unsecured)
Consolidation Loan and many more.

Contact US for more information about Loan offer and we will solve your
financial problem. contact us via email: muthooth.finance@gmail.com
Phone number: +917428831341 (Call/Whats app)
Mr. Mike Morgan
thomas wolfgang said…
GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY OR LEASE AT THE BEST AVAILABLE RATES
We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
of taking up time bound transactions.
FOR LEASING OF BG/SBLC
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
LEASING FEE = 4%+2%
FOR PURCHASE OF FRESH CUT BG/SBLC
MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
PRICE = 32%+2%
Our BG/SBLC Financing can help you get your project funded,
loan financing by providing you with yearly.
RWA ready to close leasing with any interested client in few banking days
I will be glad to share with you our working procedures.
Name : Thomas Wolfgang
Email : inquiry.fastfunding@gmail.com
Skype : inquiry.fastfunding@gmail.com
I am direct to a provider who is capable of delivering BG/SBLC specifically for lease and sales which can be used in all forms of projects.
leasing price of 4%+2% of face value,
Selling price of 32%+2% of face value,
Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA.

Contact : mr Gonzalez Rodriguer
Email : gonzalezrodriguer@gmail.com, andresgonz73@outlook.com

Intermediaries/Consultant/Brokers are all welcome to bring their clients and are 100% proctected. In complete confidence, we will work together for the benefits of all parties involved.

If in need of our services, contact me for more detail information.

Awaiting your response.
Best regards,

Gonzalez Rodriguer.
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