3/06/2016

How Much Is My SSS Maternity Benefit?

By With 2 comments:
Question:
Hello, can you help me? I'm giving birth this April 2016. How can I compute my SSS maternity benefit? These are my contributions:


2014
Jan-1,320
Feb-1,320
Mar-1,210
April-1,430
May-1,210

2015
Jun-1,265
July-1,320
Aug-1,320
Sept-550

Hope u help me Ms.  Thank you

Answer: 
You said you 're giving birth in April 2016, so your semester of contingency is Jan to June 2016.
SSS will look for your 6 highest salary credits within Jan to Dec 2015 (this is the 12-month period prior to your semester of contingency).

You only have 4 contributions in 2015, so we will use all your 4 contributions. We will find the salary credits for your 4 contributions:

June 1,265  --  salary credit is 11,500
July 1,320  --  12,000
August 1,320  --  12,000
September 550  --  5,000

We add all your 5 salary credits and we get 40,500.
We divide 40,500 by 180 days and we get 225.

We multiply 225 by 60 days (for normal delivery) and we get 13,500.
Your SSS maternity benefit is 13,500 if you give birth normally.

If CS, we multiply by 78 days:  225 x 78 =  17,550
Your SSS maternity benefit is 17,550 if you deliver by Cesarean Section.

Note:
180 days come from 6 months (6 x 30 days = 180 days)
SSS uses the average daily salary credit from a member's 6 highest monthly salary credits within the 12-month period prior to semester of contingency.