QUESTION from Blessing Calayag:

Hi :)  My name is Blessing. How do I compute my SSS maternity benefit? My due date is May 2015. These are my contributions:

2013

Oct - 1,560
Nov - 1,560
Dec - 1,560

2014

Jan - 1,760
Feb - 1,760
Mar - 1,760
Apr - 1,760
May - 1,760
Jun - 1,760
Jul - 1,760
Aug - 1,760
Sep - 1,760
Oct - 1,760
Nov - 1,760
Dec - 1,760

ANSWER:

Since you'll give birth in May 2015, your Semester of Contingency is Jan to June 2015.
SSS will look for your 6 highest salary credits within the 12 months prior to your semester of contingency. Your 12-month period is Jan to Dec 2014.

Your monthly contributions in 2014 were all maximum monthly contributions.
Obviously, your 6 highest contributions are six 1,760, and
your 6 highest monthly salary credits are six 16,000.

Add your 6 highest monthly salary credits:
16,000 + 16,000 + 16,000 + 16,000 + 16,000 + 16,000

Your salary credit total is 96,000.

Divide your salary credit total by 180 days.
96,000 / 180 = 533.33

Your salary credit per day is 533.33 pesos.

If you'll deliver normally, your SSS maternity benefit will be:
533.33 pesos x 60 days = 32,000 pesos

If you'll delivery by Cesarean Section or CS, your SSS maternity benefit will be:
533.33 pesos x 78 days = 41,600 pesos

3 Comments

yang said…
This comment has been removed by the author.
yang said…
Good afternoon !! Can you help me how to compute my SSS maternity. My due date is October 2015.

This is my contributions:

January2015 - September 2015 - 508.70 (monthly)
April 2014 - December 2014 - 508.70 (monthly)
January 2014 - March 2014 - 472.30 (monthly)
Unknown said…
ask ko lng po.. sa maternity benefits kung mkakapag claim p po ba kmi kc po duedate po is oct 2017 then resign sa work po march pa then nag voluntary payment kmi start of march kaso hanggang july lng po so ung august to october d nbayaran.. . mkaka kuha p po ba kmi ng benefits.. pra po sa misis ko po ito thanks.
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