4/08/2015

How Much Will Be My Father's SSS Pension?

By With 10 comments:
QUESTION from Jason:

Hi Mrs. Nora, may I ask how much SSS pension will my father get. My father had paid 120 monthly SSS contributions for almost 15 years ago. I don't know how much he paid that time of his employment but let's say the lowest amount to be paid.

Now, he's 56 years old and has started paying SSS contributions again last August 2014 after turning 56. He has been paying 300 pesos per month as self employed because he no longer has work. How much pension would he get at the age of 60? Thanks in advance for your reply :)

ANSWER:

Hi Jason, did you mean 330 pesos? Because there's no 300-peso monthly contribution in the latest SSS contribution table.

The monthly salary credit for the 330-peso monthly contribution is 3,000 pesos.

If your father continues to pay 330 pesos monthly until he turns 60, his average monthly salary credit (AMSC) will be 3,000 pesos.

We will use this SSS formula:
300 plus 20% x AMSC plus (2% x AMSC) x (Credited No. of Years of Contributions minus 10)
300 plus 20% x AMSC plus (2% x AMSC) x (15 minus 10)
300 plus .20 x 3,000 plus (.02 x 3,000) x 5
300 plus 600 plus (60 x 5)
300 plus 600 plus 300
1,200

We will use another SSS formula:
40% x AMSC
40% x 3,000
.40 x 3,000
1,200

SSS uses 3 formulas to compute SSS pension. The highest result will be chosen as the monthly SSS pension.

The 2 formulas that we used gave the same results.
The 3rd formula, the one we did not use, is for those who have contributed  a lower amount for more than 20 years.

Your father's monthly pension will be 1,200 pesos

To get a higher pension, your father can increase his monthly contribution by 1 or 2 brackets per month until he reaches the bracket that he wants. The increase should not be more than 2 brackets.

If he wants to increase beyond the 10,000-peso monthly salary credit, he should increase his monthly contribution by only 1 bracket after reaching the 10,000 salary credit.

Note:
Question from Jason Baquiler was posted on April 6, 2015 on the Comments section of my workingpinoy.com post "SSS Contribution Table 2014, Self-Employed, Voluntary, OFW Members."

3/24/2015

List of Philhealth-Accredited Private Hospitals in Cavite

By With 2 comments:
QUESTION:

Which private hospitals in Cavite are Philhealth-accredited?

ANSWER:

Here's a list of PHILHEALTH-Accredited PRIVATE HOSPITALS in Cavite:

ALFONSO

DLSU-Dr. Rodolfo Poblete Memorial Hospital
Burgos St., Brgy. I, Alfonso
046-4151286 / 046-4150190
Level 1
20 Beds

BACOOR CITY

Bacoor Doctors Medical Center 
Molino Boulevard
Bayanan, Bacoor City
046-4770830 / 046-4771661
Level 1
60 Beds

Crisostomo General Hospital
Tirona Highway cor Maligaya St.
Dulong Bayan, Bacoor City
046-4343195 /046-4344805
Level 1
20 Beds

Metro South Medical Center
National Road, Molino IV
Bacoor City
046-4771743 / 046-4773087
Level 2
50 Beds

Molino Doctors Hospital
National Road, Molino II
Bacoor City
046-4771661 loc 115
Level 1
38 Beds

Prime Global Care Medical Center Inc.
B3 Lots 6-8 Cabesas St. cor Avenida St.
BPS, Bacoor City
046-4770806
Level 1
33 Beds

St. Michael Medical Hospital 
220 Molino II
Bacoor City
046-4771757
Level 1
48 Beds

Southeast Asian Medical Center
Molino Road, Brgy. Molino III
Bacoor City
046-4310000 / 046-4317777
Email: info@southeastasianhospital.com
Level 2
50 Beds

St. Dominic Medical Center Inc.
Aguinaldo Highway
Talaba, Bacoor City
046-4172525 / 046-4172520
Level 2
100 Beds


CAVITE CITY

De La Cruz Maternity Hospital
910 Crescini St.
Cavite City
046-4313185
Level 1
11 Beds

Bautista Hospital 
375 P. Burgos Ave.
Caridad, Cavite City
046-4310416 / 046-4310330
Level 2
60 Beds

Cavite Medical Center
Dalahican, Cavite City
046-4315650 / 046-5044496
Level 2
60 Beds


DASMARINAS CITY

Asia Medic Family Hospital and Medical Center
Old Palapala Road
046-4161110
Sampaloc 1, Dasmarinas City
Level 1
45 Beds

De La Salle University Medical Center 
Congressional Ave.
Dasmarinas City
046-4160226
Level 3
250 Beds

Emilio Aguinaldo College Medical Center-Cavite
Brgy. Salitran II, Dasmarinas City
(four blocks from the E. Aguinaldo Highway)
046-8502037
Level 2
15 Beds

St. Paul Hospital Cavite Inc.
(formerly Dr. Jose P. Rizal Hospital and
 National Medical Research Center)
Burol II, Bagong Bayan
Dasmarinas City
046-4163877
Level 2
100 Beds


GENERAL MARIAN ALVAREZ (GMA)

San Jose Hospital and Trauma Center-GMA
Governor's Drive, Brgy. Maderan
General Mariano Alvarez (GMA), Cavite
046-6969840
Level 1
25 Beds


GENERAL TRIAS

Divine Grace Medical Center
Bypass Road
Brgy. Tejero, General Trias
046-4731177 / 046-8872499
Level 2
50 Beds

General Trias Maternity & Pediatric Hospital 
Tejero, General Trias
046-4378111 / 046-5091325
Level 1
73 Beds

Gentri Doctors Medical Center Inc.
Governor's Drive, Metropolis Green
Brgy. Manggahan, General Trias
Phones: 046-4162222
 0917-551-3341 / 0920-964-4802
Email: gentridoctors@yahoo.com
Level 2
69 Beds

Gentri Medical Center and Hospital Inc.
Santusan St.
Brgy. Manggahan, General Trias
Emergency Hotline : 046-4248888
Trunkline: 046-4240888
Email: gentrimedical_30@yahoo.com
Level 2
50 Beds

SSMC Satellite Hospital 
Gateway Business Park
Javalera, General Trias
046-4330210
or call 046-4387125 (Abutin Bldg. Branch)
Level 1
25 Beds


IMUS CITY

Imus Family Hospital Inc.
Justinville II Subd.
Palico, Imus City
046-4716403 / 046-9706768
Level 1
15 Beds

Medical Center Imus 
Diversion Road
Palico IV, Imus City
046-4723987 / 046-4723982
Level 2
90 Beds

Our Lady of the Pillar Medical Center
Tamsui Ave.
Bayan Luma, Imus City
046-4723773 / 046-4723072
Level 2
108 Beds

NAIC

First Filipino Saint Hospital 
Governor's Drive, Brg. San Roque
Naic
046-4121411 / 046-4122298
Level 1
40 Beds

Naic Doctors Hospital Inc.
Daang Makina, Naic
046-4121443
Level 1
30 Beds


NOVELETA

St. Martin Maternity and Pediatric Hospital 
Salcedo II, Noveleta
046-4381112
Level 1
50 Beds

ROSARIO

Contreras Medical Clinic
General Trias Drive, Rosario
046-4381958 / 046-4387302
Level 1
24 Beds

Our Savior Hospital
Poblacion, General Trias Drive
Rosario
Level 1
30 Beds


SILANG

Estrella Hospital
KM 43, General Aguinaldo Highway
San Miguel 2, Silang
046-4140793
Level 1
20 Beds

St. Mazenod Hospital Inc. 
Blk 113 Lots 7 and 8
AFP Housing, Bulihan
Silang
046-9720281
Level 1
12 Beds

Velazco Hospital
J.P. Rizal St.
Sabutan, Silang
Level 1
25 Beds

TAGAYTAY

Unihealth-Tagaytay Hospital and Medical Center Inc.
E. Aguinaldo Highway, Silang
Crossing East, Tagaytay Rotonda
Tagaytay City
046-8602529
Level 2
90 Beds


TANZA

JNRAL Family Corporation Hospital
A. Soriano Highway,
Sahod Ulan, Tanza
046-6863374
Level 1
22 Beds

Tanza Family General Hospital and Pharmacy
A. Soriano St. corner NIA Road
Daang Amaya II, Tanza
046-5051285
Level 1
44 Beds


TRECE MARTIREZ CITY

M.V. Santiago Medical Center
Brgy. De Ocampo, Trece Martires City
046-4190174 / 046-4191877
Level 1
63 Beds

List of PHILHEALTH-Accredited GOVERNMENT HOSPITALS in Cavite

3/22/2015

List of Philhealth-Accredited Government Hospitals in Cavite

By With No comments:
QUESTION:

Which hospitals in Cavite are government hospitals and Philhealth-accredited?

ANSWER:

Here's a list of List of Philhealth-Accredited Government Hospitals in Cavite:

Cavite Naval Hospital
B1100 Zamora St.
Fort San Felipe
Cavite City
Level 1
100 Beds

Dr. Olivia Salamanca Memorial District Hospital
P. Gomez St.
Cavite City
Level 1
50 Beds

Kawit Kalayaan Hospital
San Sebastian
Kawit
Level
25 Beds

Gen. Emilio Aguinaldo Memorial Hospital
Luciano, Trece Martires City
Level 3
284 Beds

List of Philhealth-Accredited Private Hospitals in Cavite

3/21/2015

Can I Use 2 Philhealth Cards to Get Higher Deduction?

By With No comments:
QUESTION:

My husband and I are both employed Philhealth members. Can my husband register me as his dependent so that in case of hospitalization, I will use my Philhealth and my husband's Philhealth and therefore get a higher Philhealth deduction?

ANSWER:

No. You are not allowed to be a Philhealth member and a Philhealth dependent at the same time.

You are also not allowed to use 2 or more Philhealth memberships to cover your hospitalization.
You use only 1 Philhealth membership -- your own membership.

A Philhealth dependent can only use 1 Philhealth membership (membership of only 1 of his parents, or membership of only 1 of his children, or membership of his spouse).

3/17/2015

Why Is My SSS Maternity Benefit Only 1,300 Pesos?

By With No comments:
QUESTION from Pam:

Why did I receive only 1,300 pesos as my SSS maternity benefit?
Was the computation wrong? I delivered by CS in October 2014.
Here are my SSS contributions:

2011
July 988 Aug 1300 Sep 1248 Oct 1092 Nov 1196

2012
Oct 312 nov 1196

2013
Jan 1456 feb 1300

2014
April to June 110 amonth
July to Dec 275 a month


ANSWER:

Your SSS maternity benefit is only 1,300 pesos because your qualifying 12-month period matched the months when you contributed the lowest amounts.

You gave birth in October 2014, so your semester of contingency is July to Dec 2014.
SSS will look for your 6 highest contributions within the 12-month period before your semester of contingency.
Your prior 12-month period is July 2013 to June 2014.
You have only 3 contributions within this period: April to June, 110 each month.

The salary credit for 110 is 1,000.

Using the SSS formula, we get the following:

1,000 + 1,000 + 1,000 = 3,000 pesos

3,000 / 180 days = 16.67 pesos per day

16.67 x 78 days (for CS) = 1,300 pesos

Your SSS maternity benefit is 1,300 pesos.

3/11/2015

What Is SSS E5 Form? Why Is It a Maternity Benefit Claim Requirement?

By With No comments:

I think the SSS E-5 Form is already obsoleteI can't find a copy of an SSS E5 form online.

The main reason I think E-5 Form is no longer used is that we are not allowed to register as new SSS member using the Voluntary member category. We are allowed to register only as:

1. Employed  (Employers are required to report new employees to SSS within 30 days of employment)

2. Self-Employed (Use the RS-1 Form)

3. OFW ( Use the OW-1 Form)

4. Non-Working Spouse (Use the NW-1 Form)


A Voluntary Member does not need to register with SSS.  Why? Because a Voluntary Member, as defined by SSS, has already successfully registered before as Employee, or Self-Employed, or OFW or Non-Working Spouse.

A Voluntary Member is a former Employed Member, or former Self-Employed Member, or former OFW member, or former Non-Working Spouse member.

If you become Unemployed, or if you cease to be Self-Employed, or OFW, or Non-Working Spouse, just pay as Voluntary, and your member status will automatically change to Voluntary when your first payment as Voluntary is posted by SSS.


Maternity Benefit Claim Requirement:

It's possible some people are asking about E-5 because E-5 is listed as a requirement in the MAT-2 Maternity Reimbursement Form. But we should also note that this MAT2 form currently being used was last revised in March 1999.

If you have an SSS Date of Coverage, you don't have to worry about E-5.
If the SSS officers ask you to submit E5, they could be referring to RS1 form. It's most likely that you do not have a Date of Coverage in your Member Data Page, so they want you to submit proof of your registration as Self-Employed.

How to Register as Self-Employed Member of SSS 

3/06/2015

How Do I Compute My SSS Maternity Benefit?

By With 2 comments:
QUESTION from Blessing Calayag:

Hi :)  My name is Blessing. How do I compute my SSS maternity benefit? My due date is May 2015. These are my contributions:

2013

Oct - 1,560
Nov - 1,560
Dec - 1,560

2014

Jan - 1,760
Feb - 1,760
Mar - 1,760
Apr - 1,760
May - 1,760
Jun - 1,760
Jul - 1,760
Aug - 1,760
Sep - 1,760
Oct - 1,760
Nov - 1,760
Dec - 1,760

ANSWER:

Since you'll give birth in May 2015, your Semester of Contingency is Jan to June 2015.
SSS will look for your 6 highest salary credits within the 12 months prior to your semester of contingency. Your 12-month period is Jan to Dec 2014.

Your monthly contributions in 2014 were all maximum monthly contributions.
Obviously, your 6 highest contributions are six 1,760, and
your 6 highest monthly salary credits are six 16,000.

Add your 6 highest monthly salary credits:
16,000 + 16,000 + 16,000 + 16,000 + 16,000 + 16,000

Your salary credit total is 96,000.

Divide your salary credit total by 180 days.
96,000 / 180 = 533.33

Your salary credit per day is 533.33 pesos.

If you'll deliver normally, your SSS maternity benefit will be:
533.33 pesos x 60 days = 32,000 pesos

If you'll delivery by Cesarean Section or CS, your SSS maternity benefit will be:
533.33 pesos x 78 days = 41,600 pesos