5/12/2013

How Much Is My Philhealth Maternity Benefit?

By With No comments:
Question: About Amount of Philhealth Maternity Benefit

I am an Individual Payor. I have paid at least 9 of the 12 months BEFORE my month of delivery.
How much can I refund from Philhealth?

Answer: 

The benefit amount depends on the type of medical facility used.

For Normal Delivery:

--  5,000 pesos (for delivery at Level 2 to 4 hospitals)
         3,000 for hospital expenses
         2,000 for professional fee or PF or doctor's fee

--  6,500 pesos (for delivery at maternity clinics, lying-ins, birth centers, health centers or Level 1 hospitals)
         3,900 for clinic or hospital expenses
         2,600 for PF

For Cesarean Section or CS:

--  19,000 pesos  (covered only if CS is performed at Level 2 to 4 hospitals)
          11,400 pesos for hospital expenses
            7,600 pesos for PF         

Additional 1,500 Pesos for Prenatal Care ( for Normal Delivery Only )
 -  To be refunded by Philhealth through a check delivered by registered mail 
 -  Refunded only if member submits official receipts of prenatal care expenses worth at least 1,500 pesos   
     together with the maternity claim. Receipts must be in patient's name.

Additional 1,750 Pesos for Newborn Care Package ( for Normal Delivery and CS )
 -  Newborn care must be performed within 3 days of child birth
 -  If possible, gawin ito in the same facility para kasama na ang claim sa maternity benefit. Mahirap
     maghanap ng gagawa ng newborn screening na willing to fill up a lot of papers para lang sa newborn
     claim. 

What Prenatal Care procedures or supplies are covered? 

What Newborn Care procedures or supplies are covered? 
                                                                                              

3/04/2013

How Much Is the Philhealth Contribution of an Employee?

By With No comments:
The amount of monthly Philhealth contribution by an EMPLOYEE is based on his or her monthly salary.

The share of the Employee and the Employer are equal in amount.  Each pays 50% of the contribution.

Here is the Philhealth Contribution Table:



Salary EmployeeEmployerTotal
Range Contribution   Contribution  
7,999.99 and below87.5087.50175.00
8,000.00 - 8,999.99100.00100.00200.00
9,000.00 - 9,999.99112.50112.50225.00
10,000.00 - 10,999.99     125.00125.00250.00
11,000.00 - 11,999.99137.50137.50275.00
12,000.00 - 12,999.99150.00150.00300.00
13,000.00 - 13,999.99162.50162.50325.00
14,000.00 - 14,999.99175.00175.00350.00
15,000.00 - 15,999.99187.50187.50375.00
16,000.00 - 16,999.99200.00200.00400.00
17,000.00 - 17,999.99212.50212.50425.00
18,000.00 - 18,999.99225.00225.00450.00
19,000.00 - 19,999.99237.50237.50475.00
20,000.00 - 20,999.99250.00250.00500.00
21,000.00 - 21,999.99262.50262.50525.00
22,000.00 - 22,999.99275.00275.00550.00
23,000.00 - 23,999.99287.50287.50575.00
24,000.00 - 24,999.99300.00300.00600.00
25,000.00 - 25,999.99312.50312.50625.00
26,000.00 - 26,999.99325.00325.00650.00
27,000.00 - 27,999.99337.50337.50675.00
28,000.00 - 28,999.99350.00350.00700.00
29,000.00 - 29,999.99362.50362.50725.00
30,000.00 - 30,999.99375.00375.00750.00
31,000.00 - 31,999.99387.50387.50775.00
32,000.00 - 32,999.99400.00400.00800.00
33,000.00 - 33,999.99412.50412.50825.00
34,000.00 - 34,999.99425.00425.00850.00
35,000.00 and up 437.50437.50875.00

2/23/2013

Where Are Bayad Center branches in Cavite?

By With No comments:
You can pay your SSS contributions and loans and Philhealth contributions and payments for companies like Meralco, Globe, Smart, Sun, PLDT, Piltel, Bayantel, Digitel, Philam Life, Manulife, Maynilad, Manila Water, and other companies.

CIS Bayad Center is a subsidiary of MERALCO and a member of the Metro Pacific Investments group of companies.

Here's a list of Bayad Center locations in Cavite:

3 AJ Bayad Center - Imus
Prime Asiatique Commercial Center
Barangay Mambog Buhay na Tubig, Imus
8 am to 5 pm - Mon to Sat
8 am to 3 pm - Sun

Bangko Mabuhay Bayad Center - Indang
Bangko Mabuhay
502 De Ocampo St
Poblacion I, Indang
8 am to 3 pm - Mon to Fri

Bangko Mabuhay Bayad Center - Molino
Bangko Mabuhay
Molino Road, Molino III
Bacoor
8 am to 3 pm - Mon to Fri

Bangko Mabuhay Bayad Center - Naic
Bangko Mabuhay
Pascual Poblete cor Balong Pare
Poblacion, Naic
8 am to 3 pm - Mon to Fri

Bangko Mabuhay Bayad Center - Tanza Highway
Bangko Mabuhay
A. Soriano Highway
Tanza
8 am to 3 pm - Mon to Fri

Click @ Rhyme Bayad Center - Cavite City
Click @ Rhyme
904 Unit F.B. Burgos Avenue, San Roque
7:30 am to 4 pm - Mon to Sat

Click @ Rhyme Bayad center - Mabolo

Click @ Rhyme
Unit B, Tatay Tayong Building, Mabolo 1, Bacoor
8:30 am to 5 pm - Mon to Fri

Click @ Rhyme Bayad center - Panapaan
Click @ Rhyme
Km. 17, Aguinaldo Hiway, Panapaan VI, Bacoor
6:30 am to 6 pm - Mon to Fri
6:30 am to 5 pm - Sat to Sun

Community Bank Bayad Center - Alfonso

Community Bank
123 Mabini St., Poblacion, Alfonso
9 am to 4 pm - Mon to Fri

Community Bank Bayad Center - General Aguinaldo
Community Bank
Real Street, Poblacion General Aguinaldo
8 am to 3:30 pm - Mon to Fri

Entrepreneur Bank Bayad Center - Carmona
Entrepreneur Bank Inc.
JM Loyola St.
Brgy. Maduya, Carmona

First Macro Bank Bayad Center - Dasmarinas
First Macro Bank
Congressional Road, South Burol II, Dasmarinas
8 am to 4 pm - Mon to Fri

First Macro Bank Bayad Center - GMA
First Macro Bank
Poblacion I, Congressional Road, GMA
8 am to 4 pm - Mon to Fri

Guemo Bayad Center - Imus
43 Malagasang II-G, Imus
8 am to 5 pm - Mon to Sat

Inland Payment Center Bayad Center - Silang
Inland Payment Center
P. Montoya S.
Silang
8 am to 4 pm - Mon to Sat

Inter Asia Bank Bayad Center - Tagaytay
Inter Asia Bank
JP Rizal Avenue, Kaybagal South, Tagaytay
8 am to 4 pm - Mon to Fri

Inter Asia Bank Bayad Center - Tolentino
Inter Asia Bank
Public Market Road, Tolentino, East Tagaytay City
8 am to 4 pm - Mon to Fri

JEB Payment Services Bayad Center - Imus
JEB Payment Services
Complex Building, General E. Topacio corner Sol P. Bella
Poblacion 1-B, Imus
8 am to 6 am - Mon to Sat

Mar-En Bayad Center - Dasmarinas
Camerino Avenue, Poblacion, Dasmarinas
7:30 am to 5 pm - Mon to Fri

Masuwerte Rural Bank Bayad Center - Bacoor
Masuwerte Rural Bank of Bacoor
F. Giron Arcade, Zapote Rotonda, Bacoor
7 am to 4 pm - Mon to Sat

Rida's Graceful Hand Enterprise Bayad Center - Imus
Rida's Graceful Hand Enterprise
Block 2, Stall 30-33, Kostal Market
Anabu II, Imus
8 am to 5 pm - Mon to Sat

Rida's Graceful Hand Enterprise Bayad Center - Bahayang Pag-asa
Rida's Graceful Hand Enterprise
Unit B Avenida Rizal St., Phase 3A
Bahayang Pagasa, Imus
8 am to 5:30 pm - Mon to Sat

Rida's Graceful Hand Enterprise Bayad Center - Salawag
Rida's Graceful Hand Enterprise
CJNI Commercial Building, Salawag, Dasmarinas
8 am to 6 pm - Mon to Sat

Rural Bank of Carmona Bayad Center - Carmona
Rural Bank of Carmona
Governor's Drive, carmona
8 am to 4 pm - Mon to Fri

Rural Bank of cavite City Bayad Center - Caridad
505 P. Burgos St.
caridad, cavite
8 am to 4 pm - Mon to Fri

Rural Bank of General Trias Bayad Center - General Trias
Rural Bank of General Trias
Sampalcan, Poblacion
Tejero, General Trias
8 am to 3:30 pm - Mon to Fri

Rural Bank of Kawit Bayad Center - Binakayan
Rural Bank of Kawit
Tirona Hiway, Binakayan, Kawit
8 am to 5 pm - Mon to Fri

Rural Bank of Kawit Bayad Center - Kawit
Rural Bank of Kawit
Poblacion, Kawit
8 am to 5 pm - Mon to Fri

Rural Bank of Maragondon Bayad Center - Maragondon
Rural Bank of Maragondon
Riego De Dios St
Poblacion, Maragondon
8 am to 5 pm - Mon to Fri

Rural Bank of Maragondon Bayad Center - Magallanes
Rural Bank of Maragondon
Magallanes
8 am to 5 pm - Mon to Fri

Rural Bank of Mendez Bayad Center - Mendez
Rural Bank of Mendez
Rizal St., Barangay 4, Mendez
8 am to 5 pm - Mon to Fri

Rural Bank of Naic Bayad Center - Naic
Rural Bank of Naic
Capt. C Nazareno, Naic
8 am to 5 pm - Mon to Fri

Rural Bank of Naic Bayad Center - Silangan
Rural Bank of Naic
Ibayo Silangan, Naic
8 am to 5 pm - Mon to Fri

Rural Bank of Salinas Bayad Center - Muzon, Rosario
Rural Bank of Salina
Ma St.
Barangay Muzon, Rosario
8 am to 4 pm - Mon to Fri

Rural Bank of Salinas Bayad Center - Poblacion, Rosario
Rural Bank of Salinas
General Trias Drive, Barangay Poblacion
Rosario
8 am to 4 pm - Mon to Fri

Rural Bank of Sta. Rosa Bayad Center - Bacoor
Rural Bank of Sta. Rosa
Evangelista St., Poblacion
Bacoor
8 am to 4 pm - Mon to Fri

SAJOWASEDECO Bayad Center - GMA
SAJOWASEDECO
Lot 4, Block C -1 A
Barangay. N. Virara, GMA
8 am to 5 pm - Mon to Sat

Serv Bayad Center - Lotus Mall Imus
Basement Level, Lotus Mall, Imus
9 am to 8 pm - Mon to Sun

Serv Bayad Center - Waltermart General Trias
waltermart, General Trias
9 am to 8 pm - Mon to Sun

Unlad Rural Bank of Noveleta Bayad Center - Noveleta

Unlad Rural Bank of Noveleta
Poblacion, Noveleta
8 am to 3 pm Mon to Fri

Wo-En Bayad Center - Dasmarinas
22 Camarino Avenue
Dasmarinas
8 am to 4 pm - Mon to Fri

Note:  Addresses or locations may change.

1/24/2013

Who Are Considered Minors in the Philippines?

By With 7 comments:

In the Philippines, children who are below 18 years of age are considered MINORS.

This is according to Republic Act No. 6809, signed December 13, 1989.
Section 1 of RA 6809 is as follows:

Article 234 of Executive Order No. 209, the Family Code of the Philippines, is hereby amended to read as follows:

Art. 234. Emancipation takes place by the attainment of majority. Unless otherwise provided, majority commences at the age of eighteen years.

The AGE of MAJORITY starts at 18.


The following RULES related to MINORS are being implemented by government agencies: 

1. Philhealth:  Children under 21 are eligible as dependents. They should also be unmarried and unemployed.
2. SSS:  Minors receiving pensions can continue to receive them until age 21.
3. Pag-ibig: Claimants are required to file an Affidavit of Guardianship for beneficiaries younger than 21.
4. LTO:  Minors at least 16 years old can apply for Student Permit, with written parental consent.
Minors at least 17 years old can apply for Non-professional Driver's License, with Student Permit.
5. DOLE:  Children below 15 years of age are not to be employed, except under the sole responsibility of their parents or guardian, and their work must not interfere with their schooling.
Children between 15 and 18 may be employed for a number of hours in a day, as determined by the DOLE Secretary.


Agencies implementing 18 years as age of majority:

1. GSIS: Children receiving pensions are no longer eligible for pensions when they turn 18 years old.  The GSIS law uses the term "age of majority" in defining dependents.
2. DSWD:  Travel clearance is required  for children younger than 18 traveling abroad alone, or traveling with someone not their parent or guardian.
3. LTO:  Children at least 18 years old can apply for Professional Driver's License
4. DOLE:  Children under 18 are not to be employed to do hazardous jobs, as determined by the DOLE Secretary.
5. COMELEC:  Filipinos at least 18 years old are qualified to register to vote.


Legal Age to Marry is 18 years:

You can contract a marriage if you and the person you're marrying are both at least 18 years old.

But if you or the person you're marrying is within ages 18 to 21, you or the person you're marrying needs parental consent.

If you or the person you're marrying is within ages 22 to 25, you or the person you're marrying needs parental advice.